Compound Interest Calculator
See how your savings grow when interest earns interest. Move the sliders or change the compounding frequency to update the result instantly.
Principal
₹1,00,000
Interest earned
₹48,595
Total amount
₹1,48,595
- Principal₹1,00,000
- Interest earned₹48,595
8% a year, compounded quarterly, for 5 years.
Frequently asked questions
What is compound interest?
Compound interest is interest calculated on both your original principal and the interest already earned, so your money grows faster the longer it stays invested.
Does compounding frequency matter?
Yes, more frequent compounding (monthly versus annually, for example) results in slightly higher returns for the same stated annual rate, since interest starts earning its own interest sooner.
These figures are estimates shown before tax, and are for information only — not investment or financial advice. Actual amounts depend on your bank’s or provider’s exact terms.