FD Calculator
Calculate the maturity value of a fixed deposit. Move the sliders or change the compounding frequency to match your bank.
FD rates vary by bank and tenure — enter your bank's actual rate for an exact figure.
Principal
₹1,00,000
Interest earned
₹41,478
Maturity value
₹1,41,478
- Principal₹1,00,000
- Interest earned₹41,478
Cumulative FD — interest is reinvested quarterly and paid out with the principal at maturity. Before tax and TDS.
Frequently asked questions
How is FD interest calculated?
Most Indian bank FDs compound quarterly, meaning interest is calculated and added to your principal every three months, so your later interest is earned on a slightly larger base.
Is FD interest taxable?
Yes, interest earned on a Fixed Deposit is taxable as per your income tax slab, and banks deduct TDS if the interest exceeds the prescribed limit in a financial year.
These figures are estimates shown before tax, and are for information only — not investment or financial advice. Actual amounts depend on your bank’s or provider’s exact terms.