PPF Calculator
Estimate your Public Provident Fund maturity value. Move the sliders to see the result update instantly.
Up to ₹1,50,000 a year — the PPF annual deposit limit.
PPF has a 15-year minimum lock-in, and can be extended in blocks of 5 years.
7.1% is the current government rate. It is reviewed every quarter — edit it if it has changed.
Total investment
₹22,50,000
Total interest
₹18,18,209
Maturity value
₹40,68,209
- Total investment₹22,50,000
- Total interest₹18,18,209
Assumes one deposit per year, for a simple estimate — real PPF interest is calculated monthly and credited annually.
Frequently asked questions
What is the current PPF interest rate?
The PPF interest rate is set by the government every quarter. It has stayed unchanged for several consecutive quarters — check the rate field above for the current figure, and edit it if it has since changed.
What is the PPF lock-in period?
A PPF account has a minimum tenure of 15 years, though it can be extended in blocks of 5 years after maturity, and partial withdrawals are allowed from the 7th year onward under specific conditions.
These figures are estimates shown before tax, and are for information only — not investment or financial advice. Actual amounts depend on your bank’s or provider’s exact terms.