Lumpsum Calculator
Estimate what a one-time investment could grow to. Move the sliders to see the maturity value update instantly.
Invested amount
₹1,00,000
Est. returns
₹2,10,585
Total value
₹3,10,585
- Invested amount₹1,00,000
- Est. returns₹2,10,585
This assumes a steady 12% return every year. Real funds do not move in a straight line, so the actual value on any given date can be higher or lower.
Frequently asked questions
What is a lumpsum investment?
A lumpsum investment means investing the full amount at once, rather than spreading it out over time as in a SIP.
Is lumpsum better than SIP?
A lumpsum can outperform a SIP when markets rise steadily after the investment, but it also carries more timing risk since the full amount is exposed to the market from day one — a SIP spreads that risk across time instead.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance does not guarantee future returns. These figures are estimates shown before tax, and are for information only — not investment or financial advice. Actual amounts depend on your bank’s or provider’s exact terms.