SIP Calculator
Estimate what a monthly SIP could grow to — or see what it actually would have earned in a real fund.
Financial calculators
Free SIP, XIRR, SWP, EMI, FD, RD, PPF and more calculators for Indian investors. Choose Simple for a quick estimate or Advanced for real fund history where available.
XIRR Calculator
Find the true annualised return when you invested different amounts at different times.
SWP Calculator
See how long a corpus lasts when you withdraw from it every month.
Lumpsum Calculator
Estimate what a one-time investment could grow to at an expected annual return.
CAGR Calculator
Find the steady yearly growth rate between a starting value and an ending value.
EMI Calculator
Work out the monthly EMI, total interest and total payment on a home, car or personal loan.
FD Calculator
See the maturity value of a fixed deposit, with the compounding your bank actually uses.
RD Calculator
See what a monthly recurring deposit adds up to at maturity, compounded quarterly like a bank RD.
PPF Calculator
Estimate your Public Provident Fund maturity value at the current government rate.
Compound Interest Calculator
See how savings grow when interest earns interest, at any compounding frequency.
Inflation Calculator
Find out what something that costs this much today will cost in the future.
Chit Fund Returns Calculator
Find your real return from a chit fund — or the real interest cost of taking the prize money early.
Annuity Insurance Return Calculator
Find the true annual return of an annuity or guaranteed-income insurance plan.
Frequently asked questions
Are these mutual fund calculators free?
Yes. Every calculator on Valuezig — SIP, XIRR and SWP, in both Simple and Advanced mode — is completely free to use, with no sign-up required.
What is the difference between Simple and Advanced mode?
Simple mode assumes a constant annual return that you enter yourself, which is useful for a quick estimate. Advanced mode uses a specific mutual fund’s real historical NAV data to show what would actually have happened, including the real market ups and downs along the way.
Which calculator should I use?
Use the SIP calculator to estimate what regular monthly investments could grow to. Use the XIRR calculator when you invested different amounts at different times and want one annualised return figure. Use the SWP calculator to see how long a corpus would last if you withdraw from it every month.
Which other calculators are available besides mutual fund ones?
Alongside SIP, XIRR, SWP, Lumpsum and CAGR, there are calculators for loans and savings — EMI, FD, RD, PPF, compound interest and inflation — plus a chit fund returns calculator and an annuity insurance return calculator. These have a single mode: there is no Advanced version, because they do not depend on a mutual fund’s NAV history.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance does not guarantee future returns. These figures are estimates shown before tax, and are for information only — not investment advice.